Brokers and Brokerage

Hurricane Planning

Business Brokerage BOATERS KICK OFF STORM SEASON WITH HURRICANE PLANNING

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Forex Broker Last Year's Lessons: Only One in Four Vessels Prepared

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Online Brokerage Hurricane season is off and running and marine insurance experts say you can prepare now for the next hurricane or suffer the same fate as those unfortunate boat owners last fall who lost their boats or had serious damage.

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Real Estate Broker A review of last year's hurricane boat claims by the BoatU.S. Marine Insurance Catastrophe Response Team found that only 25% of Florida boaters had made the proper storm preparations. "These boats largely survived because time was spent early in the season to develop a basic hurricane plan which was then later implemented when disaster struck," said Carroll Robertson, vice president, BoatU.S. Marine Insurance Claims Division.

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Agency Brokerage Spark Below is an easy "to-do" list that will help boaters get their own hurricane plan organized now:

* Name and address of the broker and your account number(s) at that brokerage firm (to transfer an entire brokerage account or individual securities which are publicly traded). Name and address of the corporation ( held corporation). Name of the revocable living trust to receive the account or security. Names, addresses and Social Security Numbers of the owners of the accounts or securities.

Business Broker Hurricane To Do List

• Free guide: Download from http://www.BoatUS.com/hurricanes or call 800-283-2883 for a free copy of the BoatU.S. Hurricane Warning preparation guide. This guide is the product of two decades of first-hand experience in handling hurricane boat losses by the BoatU.S. Hurricane Catastrophe Team.
  
• Make your plan: Grab a pencil and paper and use the guide to draft your
  own personal hurricane plan for 2005.
  
• Get it now: Buy supplies you will need now - lines, anchors, fenders, chafing products, tape, etc.
  
• Absentee options: One of the major complaints from marinas and local officials following the 2004 season was that absentee owners did not arrange any boat preparations. Designate a friend, relative or neighbor now who can implement your plan if you are out of town or unable to prepare the boat.
  
• Haul-out: Generally, boats stored on land fare better than those left in the water. Even those vessels on jack-stands that blew over last year were repairable while thousands of boats that sank in docks or were washed ashore were total losses. Now is the time to talk with your marina about their hurricane plan and to get on a list for haul-out. If your marina offers a "Hurricane Club" that guarantees certain precautions such as haul out priority, a tie down system for boats stored ashore or other measures, join it. One marina owner reported that every boat in his hurricane club made it through Hurricane Jeanne while every boat that was left in the water was blown ashore and damaged. A tie-down system at another marina saved 173 of the 178 boats stored ashore.
  
• Haul-out help: Check to see if your insurance company offers "Hurricane Haul-Out" coverage which can help cover haul-out fees, expenses to hire someone to prepare the boat at the dock or marina, or to move it to a hurricane hole prior to a NOAA-named storm. FYI - All BoatU.S. "yacht" policies include this coverage automatically.
  
• Hole it: If haul-outs are not possible, locate the nearest hurricane hole where your boat could be moved and secured prior to a storm. Also do a "try out" to find out how long it will take to get there by boat.
  
• Drawbridge diligence: Know the drawbridge schedules in your area and what their emergency lock-down times will be.
  
• Track changes: Expect a hurricane's forecasted track to change when monitoring weather warnings. Normal range of error is 87 miles one day before landfall. This could mean the difference between utter destruction and moderate wind damage. Also expect that storms can intensify, sometimes within hours.

Brokerage Account For more information visit http://www.BoatUS.com/hurricanes or call 800-283-2883. BoatU.S. - Boat Owners Association of The United States - is the nation's leading advocate for recreational boaters providing its 595,000 members with a wide array of consumer services.

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