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I am over conscientious; I tend to overvalue others' opinions of myself today. Sometimes, reading a good post on fixed annuity may create good image of what it is really going on.

It is something always coming out on top.

Allianz Life Insurance Co. of North America and California's insurance department have reached a settlement agreement over allegations that Allianz engaged in inappropriate fixed annuity sales. Allianz Life will pay $10 million: $3.3 million to the California insurance department, $3 million to investments in the California Organized Investment Network, and $3.75 million, over a five-year period, to California's Life and Annuity Consumer Protection Fund. The agreement was reached after ..keep reading.

I force myself to pass some of my favorite posts, oh, for me it is really difficult, they are my treasure. Should I share my "treasure"? Maybe a little bit:

I'm wondering what others think about this. I've been watching/investing and trading in markets for 30 years. I have come to believe there is such a thing as a sufficient fixed rate if it is "reasonably" locked in for 20 or 30 years. How about you? I'd say 6% (nominal) would be tempting, 7% even better, what would be yours? What is the best available right now? Maybe 4.5% in a fixed annuity or 30 yr ..other part.

While more information waited to be found, that is what I found:

Let me start by answering that question…if an annuity fits your investment objectives than there is no reason that an annuity should not go in your IRA. Okay all you smarty pants out there who keep arguing that it is tax deferred and it does not belong in your IRA…SO WHAT??? The fact that it is tax deferred is only one reason why people buy annuities. Now, let me elaborate on my thoughts here. If you are buying an annuity strictly for tax purposes, then it is obvious that an annuity should ..full story.

Those who keep up to date with plenty of information know for sure that what I need.

I want to say thanks by spreading the good feelings I have.