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Structured settlement payments are becoming popular because of the advantages they offer over other forms of payments and investment options. The payments which are available in the form of annuities are tax-free at the state and federal levels. Moreover, the payments are secured by state and federal laws. The annuities can be invested in U.S Treasury Securities and other low-risk government insured options.

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As against a structured settlement, a lump sum can be difficult to manage by an individual who will have to grapple with the complexities of financial investment and tax laws. Moreover, if the management of a lump sum amount is handed over to a third-party who turns out to be unscrupulous, the resulting loss can be very heavy. In contrast, with structured payments, the loss is usually of an amount due at a given time. Structured settlements offer flexibility and the payment cycle can be fixed according to the beneficiary's convenience. Structured settlement payment schedules and amount are decided after carefully considering the beneficiary's present financial condition, age, and responsibilities. The annuity money can be used to pay off a large bill upfront and the remaining money can be obtained over a period. People who meet with an accident and are unable to earn for themselves prefer a structured settlement payment that keeps the money coming in regularly. It allows them to plan for their future and the future of their near and dear ones.

•Designed to help you get the most money for your structured settlements & annuity payments •Only works with the finest direct funding sources •SSA wants to arm you with the right information to make an important decision The Structured Settlement Alliance can get you cash now for future structured settlement or annuity payments. CompareLenders.com

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The Federal tax code was amended in 1982 to allow for structural settlements; this was done so as to allow individuals better security with large sums of money. A major advantage of structured settlements is that they are adjusted for inflation so that their sum is greater than a lump sum payment for the same amount. The paying party, which is frequently an insurance company, also prefers structured settlement payments because the payments are bought upfront in the form of an annuity and the amount they pay is less than the sum received by the beneficiary. A defendant too favors a structured settlement as it saves him the cost of court expenses and stiff attorney fees. Thus, structured settlements are beneficial for all involved.

With Dial Direct there is no need for an insurance broker as the broker can take between 12.5% and 20% of your total insurance payments in commission, plus additional administration fees. So why pay somebody to do something that you can so easily do yourself By going direct you can save on costs, and what's more, you benefit by dealing directly with your insurer.

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George Hostetler recommends Structured Settlements Guide for more information on selling a structured settlement payment.

With Dial Direct there is no need for an insurance broker as the broker can take between 12.5% and 20% of your total insurance payments in commission, plus additional administration fees. So why pay somebody to do something that you can so easily do yourself By going direct you can save on costs, and what's more, you benefit by dealing directly with your insurer.

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If an alternative method of payment is required, please contact the Broker Desk for further details.

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