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Business Brokerage Editor's Note: This fax action was discontinued as a result of the terrorist destruction of the World Trade Center Towers which CorpWatch most strongly condemns. Our hearts go out to the 3,500 people who work or worked for Morgan Stanley's individual investor businesses who were based in the World Trade Center complex and to their families.

Only Finance is the fastest growing secured loans broker in the country and is set to be number one.

Forex Broker Private capital flows to developing countries have grown from 31 billion in 1990 to over $200 billion in 2000. By contrast, official development aid from agencies such as the World Bank and Asian Development Bank has stayed at about $50 billion over the past ten years. Because the corporate finance sector has an increasing role in aiding the construction of destructive development projects worldwide, International Rivers Network is actively engaged in advocacy for reforming the practices and policies of such institutions.

5. Make sure the finance company is reputable. It should have a good track record in financing health care procedures and work with a network of doctors, says Testa. ''If you are applying for financing through the practice, the practice should clearly outline the terms of the financing and provide you with the detailed terms in writing before you apply, '' he says. You should never pay a broker fee.

Online Brokerage The World Bank, traditionally the largest financier of large dam projects, has refrained from extending loans to Three Gorges Dam due to environmental and human rights concerns. US investment banks, such as Morgan Stanley, eyeing lucrative banking fees in emerging markets are quick to pick up where public banks denied financing. Lacking environmental or social criteria to guide what projects they choose to finance, corporate banks will finance destructive projects in developing countries until consumers and shareholders hold them accountable.

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Real Estate Broker Global investment banks must take responsibility for environmental and social impacts for their investment decisions. Morgan Stanley should implement environmental and social policies governing core business operations, including underwriting. Such policies would preclude Morgan Stanley from financing destructive projects in the future, and that future underwriting transactions ensures:

1. The Berkeley Morgan Mortgage desk offers a range of products and services, serving the unique and individual needs of a huge variety of clients. Whatever your mortgage concerns or ambitions, Berkeley Morgan Group can help you to solve or fulfil them, with an innovative and professional mortgage brokering service.

   Agency Brokerage Spark Robust accounting for the use of proceeds;

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   Business Broker Disclosure of environmental and social impacts of such transactions.

Brokerage Account Because of Morgan Stanleys destructive financing of the Three Gorges Dam in China, the PetroChina pipeline in Tibet, and reckless deforestation of Indonesian rainforests by Asia Pulp and Paper in Indonesia, International Rivers Network and Students for a Free Tibet urge you to demand the bank stop financing destructive projects and boycott Morgan Stanley's Discover credit card and brokerage services until it takes steps to implement environmental and social criteria that will guide its financing decisions.

Stock Broker For an activist packet and resource materials to spread the word in your community, write to threegorges@irn.org

Brokerage Online Stock Trading ACT NOW! Send a free fax to CEO Philip Purcell by filling out the form below. Or, first read more background on the issue:

• Broker Justin Ticket International Rivers Network's Campaign Against the Three Gorges Dam Project in China

• Real Estate Brokerage International Campaign for Tibet Environmental Rights Initiative

Instructions:

Commodity Broker Your name and city/state are required. Fill them out below, edit the message to your heart's content, and hit the "Send" button to send the message. Your name, city/state, and any address information you provide will be automatically added to the bottom of the fax.

Brokerage House Copies of all faxes sent are kept on file with CorpWatch and International Rivers Network. Your email address will not be used for any reason nor given to any other organization.

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